PA · NJ · DE · MD · VA · NY

College money you don't pay back.

Grants, scholarships and state aid — entered like a ledger, because that's what it is: money on the table with your name on it. Free money first, loans last, and the honest numbers for every school.

Open the grant ledger → Get FAFSA help

The ledger

Entries in your favor.

Typical figures for 2026–27 — each row opens the full entry with eligibility and how to claim it. Every amount is verified against the official source.

001Federal Pell GrantThe base of everything. Paid to you, not the school's marketing office.up to $7,395/yr→ 002PA State Grant (PHEAA)Pennsylvania residents, need-based, FAFSA + state form.up to ~$5,750/yr→ 003NJ Tuition Aid GrantOne of the strongest state programs in the country.up to ~$15,000/yr→ 004Maryland & Delaware aidGuaranteed-access and SEED/Inspire programs — some cover full tuition.varies → full tuition→ 005Scholarships that actually payLocal and regional ones with real odds — not the national lottery tickets.$500–$10,000→ 006Loan forgiveness routesPSLF, teacher and nurse programs — the debt exits if you know the route.balance → $0→

Balance in your favorFAFSA opens it all — file it even if you think you make too much

The honest arithmetic

The sticker price is not the price.

0real colleges in the map with honest net costs, updated from College Scorecard

6states of grant programs entered — PA, NJ, DE, MD, VA, NY

$0what FAFSA costs to file. Anyone charging you is a scam

Oct 1when FAFSA opens — file early, some state money runs out